Terms and Conditions of Use

Effective date: January 2, 2026

IMPORTANT LEGAL NOTICE: THESE TERMS INCLUDE WARRANTY DISCLAIMERS, LIMITATIONS OF LIABILITY, AN AGREEMENT TO INDIVIDUAL ARBITRATION, AND A CLASS-ACTION AND JURY-TRIAL WAIVER, SUBJECT TO APPLICABLE LAW. SECTION 24 EXPLAINS ARBITRATION, ITS EXCEPTIONS, AND YOUR 30-DAY RIGHT TO OPT OUT. PLEASE READ THESE TERMS CAREFULLY. BY ACCESSING OR USING THE WEBSITE, OR BY CLICKING TO ACCEPT WHERE PROMPTED, YOU AGREE TO BE BOUND BY THESE TERMS.

1. Website operator; acceptance; eligibility

These Terms of Use (“Terms”) govern access to and use of www.broadviewcapital.com, its associated pages and content, and any forms, subscriptions, or online features that expressly incorporate these Terms (collectively, the “Website”). The Website is operated by Broadview Capital (“Company,” “we,” “us,” or “our”). “You” means the person using the Website and, where that person is authorized to accept these Terms for an organization, that organization.

By accessing or using the Website, by clicking to accept these Terms where prompted (including when you submit a form, subscribe, request access to restricted materials, or create credentials), or by otherwise indicating assent in a manner recognized by applicable law, you agree to be bound by these Terms and acknowledge that the Privacy Policy describes our personal-information practices. Where applicable law requires a particular form of assent for a specific provision, including the arbitration agreement in Section 24, that provision binds you to the fullest extent such assent has been given, and the remainder of these Terms continues to govern your use of the Website. If you do not agree to these Terms, you must not access or use the Website. Privacy rights and legally required disclosures remain available without acceptance of these Terms.

You must be at least 18 and have legal capacity to accept these Terms and submit business inquiries, unless we expressly permit a particular interaction under appropriate procedures. If acting for an organization, you represent that you have authority to bind it to these Website Terms. If you do not have that authority, you are personally bound by these Terms with respect to your own access to and use of the Website, and you remain responsible for your own conduct.

2. Website scope; separate agreements; no transaction by browsing

These Terms govern the Website, not the substantive terms of an investment, acquisition, financing, lease, purchase, management engagement, employment relationship, or other separately documented transaction. Such matters require the applicable definitive documents and approvals. Sending a form, receiving an automated confirmation, being introduced to a representative, or obtaining access to materials does not by itself create a commitment, reservation, exclusivity, priority, fiduciary relationship, or obligation to proceed.

A separately executed agreement controls its own subject matter over conflicting Website language. Specific online terms accepted for a particular feature control that feature to the extent of a conflict. Nothing here modifies a nondisclosure agreement, transaction agreement, lease, offering document, or legally required disclosure without the modification procedure that document or applicable law requires. These Terms do not import Website arbitration into a separate transaction that has its own dispute terms.

Our Privacy Policy separately explains personal-information practices. It is not an unrestricted data-use license, and acceptance of these Terms does not replace cookie consent, marketing consent, financial or screening authorizations, or other legally required choices. Mandatory law controls any conflict, including concerning privacy, consumer protection, securities, fair housing, accessibility, and statutory remedies.

3. Separate entities; protected parties; no implied guarantee

Broadview Capital is the parent business platform. Broadview Real Estate is its real estate subsidiary and operates a separate website at www.broadviewre.com. The Company identified in Section 1 is the contracting Website operator; references to the group or its portfolio do not make every affiliate a party to these Terms.

“Protected Parties” means Company, its parents, subsidiaries, affiliated entities, property-owning and project entities, investment vehicles, funds, general partners, managers, and joint ventures, their respective predecessors, successors, and assigns, and each of their respective members, partners, shareholders, directors, officers, managers, employees, agents, representatives, advisers, insurers, licensors, contractors, and service providers, solely in their relevant capacities concerning the Website. The definition gives intended beneficiaries the protections expressly provided here; it does not make them all contracting parties or establish agency, joint liability, or common ownership of every asset mentioned.

No parent, affiliate, investor, lender, member, manager, shareholder, officer, employee, or representative becomes liable for another entity’s obligations, or guarantees a property, investment, transaction, or Website obligation, merely because of shared branding, personnel, addresses, resources, ownership, or a Website reference. Recourse for a contractual obligation is against the entity that expressly undertakes it in a binding agreement, subject to that agreement and applicable law. There is no personal recourse based solely on status or office. This provision does not release a person’s own actionable wrongdoing, defeat a signed guarantee, or override nonwaivable law.

4. Informational content; no offer or professional advice

The Website describes our business, sectors, approach, people, views, and selected activities for general informational purposes. It is not an offer to sell, a solicitation to buy, or a recommendation concerning any security, fund interest, investment product, loan, business, or asset. A lawful offering, if made, is made only through the applicable definitive offering materials to eligible persons in permitted jurisdictions. Access to the Website does not establish an investor’s qualification, suitability, accreditation, eligibility, or right to participate.

The Website does not provide personalized investment, financial, legal, tax, accounting, valuation, engineering, or other professional advice. Company does not undertake an advisory, brokerage, management, fiduciary, or client relationship solely through Website use or an inquiry. You should obtain independent advice and conduct your own due diligence before a decision. Nothing here disclaims a duty that arises under a separate agreement or mandatory law.

Non-reliance. You acknowledge and agree that you are not relying, and will not rely, on any Website content, statement, estimate, projection, rendering, or communication made through the Website in deciding whether to enter into any transaction, investment, lease, purchase, financing, employment, or other relationship with any Broadview entity, and that any such decision will be based solely on the applicable definitive documents, legally required disclosures, and your own independent investigation and professional advice. This acknowledgement is a material inducement to our making the Website available, applies to the fullest extent permitted by applicable law, and does not override a representation expressly made in a signed definitive agreement.

Descriptions of a private holding company, investment platform, private equity activity, or capital resources do not themselves establish regulatory registration, an exemption, available committed funding, or a willingness to manage money for others. No regulator’s approval or endorsement is represented unless a specific, accurate disclosure expressly states otherwise. No disclaimer excuses unlawful solicitation or a materially false or misleading statement.

5. Investment risks; performance; financial information

Investing involves risk, including illiquidity, leverage, concentration, counterparty failure, operational loss, regulatory change, and loss of some or all invested capital. Private and cross-border investments may involve additional information, currency, enforcement, political, and transfer risks. No Website statement guarantees capital preservation, distributions, financing, liquidity, a sale, or any financial result.

Past results do not predict or guarantee future results. Case studies, selected successes, illustrative calculations, targets, and examples are not necessarily representative of all activities or available investments. Hypothetical, projected, modelled, targeted, or pro forma results are not actual results and depend on assumptions, some of which may be incomplete or incorrect. They may omit costs, fees, taxes, timing differences, dilution, leverage effects, or other factors unless expressly included. Actual results may differ materially, including adversely.

References to assets, enterprise value, transaction value, future development value, pipeline, capital, or scale are not interchangeable with audited assets under management, net asset value, cash on hand, invested equity, or binding commitments. The applicable definition, measurement date, ownership share, and methodology matter. Website summaries are not audited financial statements unless expressly identified as such. All advertising and performance information remains subject to mandatory substantiation and disclosure rules.

6. Forward-looking statements; estimates; no obligation to proceed

Statements about expectations, ambitions, plans, targets, priorities, potential acquisitions, future operations, development, growth, markets, technology, employment, impact, or other future matters are forward-looking and may be identified by words such as “expect,” “intend,” “plan,” “target,” “believe,” “may,” or “will.” They are statements as of their stated date, or their publication date where no date is given, and depend on assumptions and risks beyond our control.

Economic conditions, financing, competition, approvals, diligence findings, counterparties, supply constraints, execution, technology, political developments, litigation, and legal or regulatory changes may cause outcomes to differ materially. A pipeline item may be preliminary, contingent, unapproved, not owned, or never completed. Except as required by law or a binding agreement, we may revise, suspend, discontinue, or decline an initiative without liability arising solely from its description on the Website and have no obligation to update every prior publication.

This section qualifies forward-looking information but does not assert that a statutory safe harbor applies to every statement or relieve us of mandatory correction, disclosure, or anti-fraud obligations.

7. Portfolio references; experience; third-party names and affiliations

Descriptions of businesses, properties, investments, sectors, relationships, and projects may include current, historical, minority-owned, jointly owned, managed, proposed, or otherwise affiliated activities. A reference does not establish that Company wholly owns, controls, manages, guarantees, or continues to hold the item. Individual experience may include work before joining the group and should not be attributed to Company unless stated.

Third-party names, logos, photographs, publications, awards, rankings, testimonials, and references belong to their respective owners and do not, standing alone, establish endorsement, sponsorship, partnership, a continuing contract, or an entitlement to use their intellectual property. A ranking or award reflects its particular date, criteria, and methodology, not a guarantee of performance. Any material compensation or relationship requiring disclosure must be disclosed with the relevant content.

Statements about sustainability, responsibility, community benefit, or impact describe the stated practices or aspirations in context. They are not a guarantee that every investment or operation will meet a particular standard or outcome, and they do not replace any specific contractual or regulatory commitment.

8. Business opportunities; unsolicited proposals; confidentiality

We are not obligated to review, acknowledge, retain, return, pursue, or fund a business opportunity, concept, acquisition proposal, model, invention, or other submission. We may decline or stop discussions, pursue competing opportunities, or develop similar ideas independently, subject to applicable law and any signed agreement. No exclusivity, fee, commission, reimbursement, ownership right, or confidentiality obligation is created merely by submitting an opportunity or identifying it as confidential. You acknowledge that Company and its affiliates may already be evaluating, or may in the future independently develop or pursue, opportunities, concepts, strategies, or businesses similar to those you submit, and you waive any claim arising solely from that similarity.

Do not submit trade secrets, material nonpublic information, privileged material, third-party confidential information, or proprietary technology through the general Website. Obtain an appropriate signed confidentiality agreement and approved delivery channel first. A confidentiality legend added unilaterally to an unsolicited message does not by itself amend these Terms. This does not authorize misappropriation, eliminate privacy duties, or override confidentiality obligations arising independently of the submission.

Subject to those limits, you authorize us to receive, copy, route, and review a business submission with personnel, relevant affiliates, and advisers as reasonably necessary to evaluate and respond to it. This is not a transfer of ownership in your business, technology, or confidential transaction materials. Section 13 separately governs feedback and other Website submissions.

9. Careers; regulated sectors; government references

A careers page, expression of interest, application, discussion, or acknowledgement is not an offer of employment, a promise of sponsorship, or a guarantee that a position exists or remains available. Any employment relationship is with the employer identified in the applicable employment documents, which may differ from Company or a featured operating business. Authorized employment terms and mandatory law control.

References to healthcare, biotechnology, manufacturing, defense, national security, government relations, or other regulated sectors do not constitute professional medical advice, product approval, security clearance, government authorization, or an invitation to submit protected patient information or controlled technical material. Do not transmit classified information, controlled unclassified information, export-controlled technology, or government-restricted data through public Website features. A government name, official, agency, or discussion does not imply endorsement or an awarded contract.

10. Intellectual property and limited Website license

The Website and its text, design, layouts, compilation, software, graphics, photography, video, renderings, drawings, models, marks, names, and other materials are owned by Company or its licensors and are protected by applicable intellectual-property laws. All rights not expressly granted are reserved. The Broadview name and logo, the names and logos of our properties, projects, funds, and businesses, and all related names, designs, slogans, and trade dress are trademarks of Company, its affiliates, or its licensors, whether or not registered, and may not be used without prior written permission. Display of third-party content does not transfer any rights to you.

Subject to these Terms, Company grants you a limited, revocable, nonexclusive, nontransferable license to view public Website content and make reasonable copies solely for your personal information or your organization’s internal evaluation of a potential relationship with us. Keep all proprietary notices intact. This license excludes commercial republication, resale, sublicensing, use in another party’s offering or marketing materials, and any construction or development use of drawings or concepts.

You may not reproduce, modify, translate, distribute, publicly display, create derivative works from, or commercially exploit protected content beyond that permission without the applicable rights holder’s written consent, except where nonwaivable law permits. You may not use a Broadview name or mark in advertising, domain names, metatags, social accounts, securities materials, or statements implying endorsement without authorization. No permission is granted to register confusingly similar intellectual-property rights. Unauthorized use of Website materials may violate copyright, trademark, privacy, publicity, and other laws. You acknowledge that a breach of this Section 10 or Section 11 may cause irreparable harm for which monetary damages would be an inadequate remedy, and that Company and the applicable rights holder may seek injunctive or other equitable relief in addition to any other available remedy.

11. Automated access, scraping, artificial intelligence, and linking

You may not scrape, harvest, systematically download, mirror, or extract Website content or contact information; build a competing database; evade access limits; or use the Website or protected materials to train, fine-tune, validate, or populate artificial-intelligence models or commercial retrieval systems without our written authorization, except as applicable nonwaivable law permits. You may not use automated tools to misrepresent Company, generate fraudulent inquiries, or reproduce project designs for another development. Company expressly reserves all rights in Website content for purposes of text and data mining, machine learning, and artificial-intelligence training and retrieval, including under Article 4(3) of Directive (EU) 2019/790 and any equivalent law, and will express that reservation in machine-readable form where feasible. Access to the Website by an automated agent, crawler, or artificial-intelligence system constitutes acceptance of these Terms by the person or entity that deploys or directs it.

Public search engines may index public pages in compliance with applicable robots directives, reasonable technical restrictions, and a revocable permission limited to ordinary search results. This is not permission for model training, bulk republication, paywall circumvention, or extraction of restricted material. Lawful quotation, criticism, accessibility tools, and other protected uses remain subject to applicable law rather than being prohibited solely because a tool is involved.

You may create an ordinary link to a public page that does not misrepresent affiliation, frame the Website deceptively, conceal the source, or imply our endorsement. Company may withdraw a permission it has granted and may block technically harmful or unauthorized access, subject to law.

12. Acceptable use and prohibited conduct

Use the Website only for lawful, authorized purposes. You must not introduce malware; test or bypass security without written authorization; interfere with service; overload infrastructure; access another user’s information; evade authentication; use false identities; impersonate a Broadview entity or representative; send spam; make fraudulent submissions; infringe intellectual property; disclose information unlawfully; or violate applicable sanctions, export controls, privacy, anti-discrimination, or other law.

Do not submit unlawful threats, abusive material, defamatory statements, or material you have no right to provide. Do not use Website contact information for harassment, phishing, fraudulent payment requests, or unauthorized mass solicitation. Do not assist another person in prohibited conduct. These restrictions do not prohibit lawful consumer reviews, criticism, reports to authorities, whistleblowing, protected concerted activity, or the exercise of a statutory right.

Company may investigate suspected misuse, preserve relevant records, restrict access, and cooperate with appropriate authorities as permitted by law and the Privacy Policy. This does not create a general duty to monitor all communications or a representation that monitoring will detect every misuse.

13. Submissions; feedback; no implied compensation

You are responsible for the accuracy, legality, and authorization of information you submit and for obtaining necessary permissions from other rights holders. Company may remove, decline, or restrict a submission where appropriate, subject to applicable law and any separate agreement. We do not undertake to publish, credit, return, or compensate a submission simply because it was received. You represent and warrant that your submissions are accurate and not misleading, do not contain malicious code, and do not violate any law or any third party’s rights.

For ordinary inquiries and business materials, you grant Company and its affiliates a nonexclusive, worldwide, royalty-free license, sublicensable to their service providers and advisers, to receive, store, reproduce, process, route, analyze (including with automated or AI-assisted tools), evaluate, and respond to them, and to use them for compliance, security, recordkeeping, and dispute-resolution purposes, in each case subject to the Privacy Policy, applicable confidentiality obligations, and law. You retain ownership of your original materials. No general Website license gives Company an unrestricted right to disclose personal information, use another person’s trade secrets, or exploit confidential transaction materials.

If you voluntarily provide nonconfidential suggestions or feedback specifically about our Website, services, or business processes, you grant Company a perpetual, irrevocable, worldwide, nonexclusive, transferable, sublicensable, royalty-free license to use and incorporate that feedback without compensation or attribution, to the extent you have the right to grant it and the law permits. This feedback license excludes personal information as such, job-application materials, confidential business proposals, and material governed by a separate agreement.

14. Restricted areas, accounts, and data rooms

Access to restricted content is by permission, may be limited or revoked for lawful reasons, and may require separate terms. Keep credentials confidential; do not share, resell, or transfer access; and notify us promptly of suspected compromise. You are responsible for all activity that occurs under your credentials until you notify us of a suspected compromise, except to the extent the activity results from Company’s failure to meet its legally required security obligations.

Data-room access does not establish a right to invest, bid, receive financing, or complete a transaction. Separate confidentiality, diligence, securities, and access terms control where applicable. No upload or download creates a safe storage or backup service. Maintain appropriate copies of your own records, without copying material you are not authorized to retain. Company may suspend access to address security, legal, or compliance concerns, subject to its separate obligations.

15. Third-party content, platforms, and automated tools

The Website may contain links, embedded services, market data, news, references, or materials supplied by independent parties. A link or reference is not adoption of every statement or endorsement of the third party. Separate terms and notices may apply. Company is not responsible for an independent party’s acts solely because its content or service is accessible through the Website, but this does not exclude liability imposed by law for Company’s own conduct.

Market commentary and external data may be delayed, incomplete, or superseded. An automated assistant, estimate, calculator, translation, or generated summary, if offered, may contain errors and is not authorized to negotiate, approve credit, make an investment recommendation, waive requirements, or bind any Broadview entity unless an expressly identified transaction process lawfully provides otherwise. Confirm important information with an authorized person and the applicable definitive documents.

16. Communications; electronic records; no marketing authorization by default

You agree that communications concerning Website features you request may be provided electronically where lawful. This does not replace a statutory electronic-record consent, required delivery method, signed transaction document, or separate agreement. A typed name, click, or electronic acknowledgement has the effect assigned by applicable law and the relevant acceptance process; a general contact message is not automatically a signature on a transaction.

Providing contact details permits us to respond to the inquiry within applicable law. It does not itself constitute consent to automated marketing, prerecorded calls, marketing texts, or unrelated uses requiring separate consent. Marketing preferences are addressed in the Privacy Policy and any separately accepted program terms. We may send legally permitted operational, security, and directly requested communications despite a marketing unsubscribe.

Do not use a general Website form for an emergency, imminent safety issue, statutory property notice, lease default notice, or time-sensitive contractual delivery unless the controlling agreement or law designates it for that purpose. This restriction does not prevent valid privacy requests, arbitration opt-outs, or dispute notices through the methods these Terms expressly provide.

17. Fraud prevention and payment verification

Fraudsters may impersonate Broadview personnel, spoof email addresses, create look-alike websites, intercept communications, or send false payment instructions. A logo, familiar name, apparently correct domain, copied email thread, or automated confirmation is not sufficient verification of authenticity.

Before sending funds or acting on a change to banking or payment instructions, independently verify the instructions with a known, authorized representative using a previously established telephone number or another independently verified channel. Do not rely on the contact details included in the disputed message. Never send passwords or financial-account credentials through a general Website form. Contact Company promptly about suspected impersonation and contact your financial institution immediately after a suspected fraudulent transfer.

These precautions do not guarantee that fraud can be prevented, create an escrow or payment-protection service, or release Company from responsibility imposed by law for its own acts or omissions. Separate transaction documents control authorized payment procedures.

18. Changes, interruptions, suspension, and termination

Subject to applicable law and separate obligations, Company may modify, correct, update, restrict, suspend, or discontinue all or part of the Website or its features, temporarily or permanently, for operational, commercial, security, compliance, or other legitimate reasons. No minimum availability, response time, storage period, or continued feature is promised unless expressly stated in a binding agreement. Company has no obligation to retain, back up, or return content or data submitted through the Website except as required by applicable law or a separate agreement.

Events outside reasonable control, such as internet or utility failures, cyber incidents, severe weather, war, government action, labor disruption, and supplier failures, may interrupt the Website. This provision does not expand a force-majeure defense under a separate transaction or eliminate legally required security, notice, mitigation, or performance obligations.

We may terminate a Website permission for a material breach or other lawful reason. Upon termination, unauthorized use must stop, and any required return or deletion of restricted material remains subject to the applicable agreement and law. Provisions intended to survive, including ownership, permitted feedback licenses, accrued obligations, liability limits, dispute provisions, and statutory-rights protections, survive to the extent lawful.

19. Warranty disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT EXPRESS, IMPLIED, OR STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, AVAILABILITY, OR FREEDOM FROM HARMFUL CODE, EXCEPT TO THE EXTENT A WARRANTY CANNOT LAWFULLY BE DISCLAIMED.

The Protected Parties do not promise that the Website is error-free, current in every respect, uninterrupted, secure against every threat, or suitable for a particular transaction or purpose. Information may contain errors or omissions and may change. Any reliance you place on the Website or its content is at your own risk, and you assume full responsibility for any loss or damage to your devices, systems, or data resulting from Website use or from downloading any material. No informal Website statement or response enlarges these Website warranties unless an authorized binding agreement expressly does so.

These disclaimers concern Website use. They do not override express obligations in signed documents, legally required disclosures, mandatory warranties, consumer guarantees, privacy or security duties, or liability that cannot lawfully be disclaimed. They do not authorize fraud or misleading statements.

20. Limitation of liability; Website-only cap

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE PROTECTED PARTIES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR LOST PROFITS, LOST OPPORTUNITIES, BUSINESS INTERRUPTION, LOSS OF GOODWILL, OR LOSS OF DATA ARISING OUT OF THE WEBSITE OR THESE TERMS, WHETHER IN CONTRACT, TORT (INCLUDING ORDINARY NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED THAT SUCH DAMAGES WERE POSSIBLE.

SUBJECT TO THE EXCLUSIONS BELOW, THE TOTAL AGGREGATE LIABILITY OF THE PROTECTED PARTIES FOR ALL CLAIMS ARISING FROM THE WEBSITE OR THESE TERMS WILL NOT EXCEED THE GREATER OF US $100 AND THE AMOUNT YOU PAID COMPANY SPECIFICALLY FOR USE OF THE WEBSITE FEATURE GIVING RISE TO THE CLAIM DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY.

The cap is a Website-use allocation of risk, not a limit on obligations concerning capital contributions, investment proceeds, deposits, rents, purchase prices, financing, management services, or other separate transactions. Those amounts are not Website-use fees and are governed by their own documents and applicable law. The cap does not itself create an entitlement to recover $100.

The exclusions and cap do not apply to the extent applicable law prohibits their application, including, where and to the extent so prohibited, to liability for fraud, fraudulent misrepresentation, gross negligence, willful misconduct, or death or personal injury, or to any other liability or remedy that cannot legally be limited. They do not waive statutory privacy rights, required data-security obligations, securities-law protections, fair-housing rights, or any other nonwaivable protection. Where a jurisdiction limits a disclaimer, the lawful narrower limit applies. These terms allocate ordinary Website risk; they are not a release of unknown statutory claims or independently actionable misconduct.

The limitations in this Section 20 apply to the fullest extent permitted by applicable law, apply regardless of the form of action or legal theory and even if any limited remedy fails of its essential purpose, and reflect a reasonable allocation of risk that is an essential basis of the bargain between you and Company, without which Company would not make the Website available. Each Protected Party may rely on and enforce this Section 20. The aggregate cap applies to all Protected Parties collectively, not to each separately, and the same loss may not be recovered more than once by recharacterizing it under a different legal theory.

21. Third-party claims; indemnification

To the extent permitted by law, you will indemnify and hold harmless the Protected Parties from third-party claims, resulting damages, and reasonable legal costs to the extent caused by your access to or use of the Website in violation of law or these Terms, your breach of these Terms, your infringement or violation of another person’s rights, your negligent or wrongful acts or omissions in connection with the Website, or material you submit without required authority. This does not require indemnification for a Protected Party’s own negligence, fraud, gross negligence, willful misconduct, or breach of law, and does not apply to lawful reviews, privacy requests, or protected reports to authorities.

Company will give reasonably prompt notice of a claim, with delayed notice excusing your obligation only to the extent of material prejudice. Company may, at its election, control the defense and settlement of an indemnified claim with counsel of its choosing at your reasonable expense, or may permit you to assume the defense with qualified counsel reasonably acceptable to Company, in which case Company may participate with its own counsel at its own expense (or at your expense where an actual conflict of interest exists). You will provide reasonable cooperation at your expense. You may not settle a claim in a manner that admits wrongdoing by, imposes a nonmonetary obligation on, or fails to unconditionally release a Protected Party without that Protected Party’s prior written consent. Company will not settle an indemnified claim in a manner that imposes on you a monetary obligation beyond the scope of your indemnity without your consent, not to be unreasonably withheld.

22. Nonwaivable rights; lawful reporting; accessibility

Nothing in these Terms waives a right or remedy that applicable law prohibits waiving or makes conditional on procedures not satisfied here. In particular, these Terms do not waive substantive protections under applicable privacy, data-security, securities, anti-fraud, consumer-protection, fair-housing, accessibility, or employment law, or governmental enforcement authority. A statutory right does not become waivable merely because we describe Website use as voluntary.

You may report concerns to regulators, law enforcement, or another authorized body and participate in protected investigations without notifying or obtaining permission from Company. Nothing prohibits truthful consumer reviews or lawful criticism. No provision restricts legally protected disclosures or requires disclosure of privileged communications.

We support equal opportunity and compliance with applicable anti-discrimination and accessibility requirements. Contact Company regarding an accessible format or difficulty using a feature. General marketing language does not reduce any specific accommodation or accessibility obligation that applies.

23. Governing law; court venue; international users

Subject to nonwaivable protections, these Terms and Website-related disputes are governed by Texas law, excluding conflict-of-laws rules that would select another jurisdiction’s law. The Federal Arbitration Act governs the arbitration agreement in Section 24. This choice does not deprive a consumer of mandatory protections applicable in the consumer’s home jurisdiction.

For a dispute that may properly proceed in court rather than arbitration, the parties submit to the state courts located in Harris County, Texas, or the United States District Court for the Southern District of Texas, Houston Division, as appropriate, except where mandatory law or Section 24 requires or permits another forum. Statutory venue rules, available small-claims rights, and nonwaivable consumer forum rights remain intact. Subject to those exceptions, you consent to the personal jurisdiction of those courts and waive any objection based on improper venue or inconvenient forum.

The Website is administered from the United States. Content may not be appropriate or available in every jurisdiction, and no offering is directed to a place where unlawful. You must comply with applicable laws governing your use, including relevant sanctions and export controls. Nothing here shifts Company’s independent legal compliance obligations to you or requires use prohibited in your location. Without limitation, the Website is not directed at, and nothing on it constitutes a financial promotion, marketing communication, invitation, or offer to, any person in the United Kingdom, the European Economic Area, or any other jurisdiction where such a communication would require authorization, registration, or a prospectus or would otherwise be unlawful, and any such materials are made available only to persons to whom they may lawfully be communicated.

24. Dispute resolution; individual arbitration; opt-out

24.1 Scope and mutual agreement

To the extent these Terms form an enforceable agreement between us, you and Company agree that disputes arising from the Website, these Terms, or Website-related communications will be resolved by binding individual arbitration rather than in court, except as provided below. The agreement covers contract, tort, statutory, and other legal theories within that scope and survives termination. It does not govern unrelated disputes or change the dispute provisions in a separate transaction, employment, lease, or investment agreement.

A Protected Party may invoke this section for a dispute arising from its relevant Website activities to the extent applicable third-party-beneficiary or other law permits, and is bound by the same applicable obligations when doing so. This provision does not create consent where contract-formation requirements were not met.

24.2 Informal resolution

Before filing a covered arbitration or any permitted court action (other than a small-claims action or a request for urgent relief), the claimant must first send a written dispute notice identifying the claimant, relevant website, facts, requested relief, and a reasonable means of contact. The notice must be individualized to the claimant and personally signed by the claimant (in addition to any counsel); a form notice covering multiple claimants does not satisfy this requirement. Notices to Company may be sent to info@broadviewcapital.com with “Broadview Capital - Dispute Notice,” or by mail under Section 28. Company will use the contact information you provide for its notice. The parties will attempt a good-faith resolution for 30 days after receipt, and applicable contractual limitations periods are tolled during that period to the extent permitted by law. Completion of this process is a condition precedent to initiating arbitration or litigation, and either party may ask a court or the arbitrator to stay or dismiss a proceeding commenced without it.

This process does not require disclosure of privileged material, an in-person conference, or payment, and does not prevent protective filing to avoid a statutory deadline, urgent relief, small-claims proceedings, privacy requests, or regulator complaints. A technical defect that does not materially impair resolution will not forfeit a claim.

24.3 Administrator, rules, place, and fees

Arbitration will be administered by the American Arbitration Association (“AAA”) before one neutral arbitrator. Its Consumer Arbitration Rules and required consumer due-process protections apply whenever AAA determines the relationship is a consumer relationship; otherwise its Commercial Arbitration Rules apply. The applicable published AAA rules, including the AAA Mass Arbitration Supplementary Rules and associated fee schedules, govern, together with the additional procedures in Section 24.7. Rules and filing information are available from AAA at www.adr.org or by contacting AAA.

For a consumer, hearings may take place by remote means, on documents where appropriate, or in a reasonably convenient location consistent with AAA rules and mandatory law. Houston is not a mandatory in-person hearing location for a consumer. For a nonconsumer business dispute, the legal seat is Houston, Texas, unless agreed otherwise. The arbitrator may award the individual relief available under applicable law, including applicable statutory remedies and fees, subject only to enforceable limits. The arbitrator must follow applicable substantive law and these Terms, may award relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim, and will issue a reasoned written decision. Discovery will be limited to what is reasonably necessary and proportionate to the claims, as determined by the arbitrator. The parties will keep the existence, content, and result of the arbitration confidential except as needed to enforce or challenge an award, to the extent required by law, or as both parties agree.

Company will pay the fees and costs required of a business by the applicable AAA rules, consumer standards, and law. A consumer will not pay more in required initial forum fees than the lesser of the applicable AAA consumer filing amount and the filing fee to begin the comparable claim in the consumer’s local court; Company will pay the balance required to give effect to that protection. Each party bears its own attorneys’ fees unless applicable law or an enforceable agreement permits an award. A consumer is not required to reimburse Company’s arbitration costs merely for losing. If the arbitrator finds that a claim, counterclaim, or the relief sought was frivolous or asserted for an improper purpose under the standard of Federal Rule of Civil Procedure 11(b), the arbitrator may reallocate fees and costs to the extent permitted by the applicable AAA rules and law.

If AAA is unavailable or declines administration, the parties may agree on a qualified alternative with equivalent required protections. If they cannot agree, the dispute may proceed in a competent court under Section 23, subject to mandatory law. Company may not use its own failure to pay required fees or satisfy mandatory provider requirements to force a less protective forum.

24.4 Exceptions and allocation of authority

Either party may bring an eligible individual claim in small-claims court. Either may seek temporary, preliminary, or permanent injunctive or other equitable relief from a competent court to protect intellectual property, confidential information, or systems, including against unauthorized access, scraping, or misuse of the Website, without waiving arbitration of arbitrable merits. Either may report a matter to a regulator. Claims that cannot lawfully be arbitrated are excluded.

A court, not the arbitrator, decides whether an agreement was formed, whether a person is bound, and the validity and enforceability of the class-action waiver in Section 24.5. All other disputes concerning the interpretation, applicability, scope, or enforceability of this Section 24, including whether a particular claim is arbitrable, are delegated to and will be decided exclusively by the arbitrator to the fullest extent permitted by law. This allocation does not override a court’s nondelegable authority.

24.5 Individual proceedings; jury waiver; public relief

TO THE EXTENT PERMITTED BY LAW, YOU AND COMPANY AGREE TO BRING COVERED CLAIMS ONLY IN YOUR RESPECTIVE INDIVIDUAL CAPACITIES, NOT AS A CLASS REPRESENTATIVE OR CLASS MEMBER IN A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. NO ARBITRATOR MAY CONDUCT A CLASS ARBITRATION WITHOUT BOTH PARTIES’ EXPRESS WRITTEN AGREEMENT AFTER THE DISPUTE ARISES. BY AGREEING TO ARBITRATION, BOTH PARTIES WAIVE A JURY TRIAL FOR ARBITRABLE CLAIMS.

This does not prohibit administrative coordination or batching authorized by applicable AAA rules or Section 24.7, provided that each claimant’s claim remains individual; batching does not merge the merits of separate claims, create a class, collective, consolidated, or representative adjudication, or authorize relief for anyone other than the individual claimant. It also does not prohibit an authorized regulator proceeding or relief that cannot lawfully be waived. Public injunctive relief is not waived: if it cannot be arbitrated, it may be pursued in court, with any lawful stay of overlapping issues. A court will sever a nonarbitrable claim or remedy where lawful. If the individual-proceeding restriction is unenforceable for a particular claim, that claim proceeds in court rather than class arbitration, while arbitrable claims remain subject to this section to the extent lawful.

For a court claim outside arbitration, each party also knowingly waives trial by jury to the extent applicable law permits and legally sufficient assent exists. No jury waiver applies where prohibited or where a required waiver procedure has not been satisfied.

24.6 Thirty-day opt-out

You may opt out of this entire Section 24, including its arbitration, class-action, and jury-trial waivers, within 30 days after first accepting these Terms, by emailing info@broadviewcapital.com with “Broadview Capital - Arbitration Opt-Out” or mailing notice under Section 28. Include your name, contact information, relevant website, approximate acceptance date, and a clear statement that you opt out. No lawyer, account, reason, or fee is required. Company will confirm receipt. A valid opt-out binds both you and Company, does not affect your other Website rights, and leaves the remainder of these Terms in effect.

24.7 Coordinated or mass filings

If 25 or more dispute notices or arbitration demands raising similar claims against Company are submitted within a 180-day period by or with the assistance of the same, affiliated, or coordinated counsel (a “Coordinated Filing”), the following procedures apply in addition to the AAA Mass Arbitration Supplementary Rules, to the extent permitted by law and consistent with AAA’s consumer due-process standards. (a) Each claimant must individually satisfy Section 24.2. (b) AAA may group individual demands into administrative batches of up to 100 for coordinated scheduling and case management, to the extent consistent with its applicable rules. Claims within a batch remain individual proceedings. AAA’s applicable published rules and fee schedules govern the number of arbitrators, administrative structure, filing and case-management procedures, and fees; nothing in these Terms requires AAA to impose a single fee or consolidate claims on the merits. (c) After the first administrative batch is finally resolved, the parties will participate in a 60-day global mediation of the remaining claims, with the mediator’s fees paid by Company; applicable limitations periods are tolled from submission of a compliant dispute notice until the conclusion of that mediation. (d) No award or merits determination in one individual claim binds a claimant in another claim except to the extent ordinary principles of preclusion lawfully apply, and every claimant retains the right to be heard on that claimant’s own claim. (e) If a court determines that this Section 24.7 is unenforceable as to a particular claim, the remainder of this Section 24 continues to apply to that claim.

25. Changes to these Terms

We may revise these Terms prospectively by posting an updated version and effective date and giving legally required notice. For a material change, we provide notice appropriate to the relationship and obtain renewed assent where required. To the extent permitted by law, your continued use of the Website after the effective date of a revised version constitutes acceptance of the revision, except as provided below for changes to Section 24. Posting alone does not retroactively change accrued rights or establish acceptance of a new arbitration agreement. A dispute is governed by the enforceable version applicable when the relevant claim arose, except as the parties otherwise validly agree.

A material change to arbitration will not apply to a dispute already known to either party. For later disputes, a material arbitration change requires any legally necessary notice and assent, and we provide a new 30-day opportunity to opt out of the changed Section 24. Absent valid agreement to a change, the last enforceable agreement, if any, continues to govern.

26. Contractual claim period

To the extent applicable law permits, a claim solely for breach of these Website Terms must be commenced within two years after it accrues under the governing law. This provision does not shorten a statutory period that cannot lawfully be shortened, change a statutory discovery or tolling rule, apply to personal injury or privacy, security, securities, discrimination, fraud, or other statutory claims, or modify a period under a separate transaction agreement. It does not extend a shorter deadline otherwise imposed by law. Any applicable tolling under Section 24 is preserved.

27. General provisions; assignments; enforcement

These Terms constitute the agreement concerning their Website subject matter, together with additional validly accepted feature-specific terms, but do not supersede separate agreements as described in Section 2. No waiver is effective merely through delay or a single failure to enforce. A waiver must be made by an authorized representative and applies only to its stated scope.

Company may assign these Terms as part of a lawful merger, reorganization, or transfer of the Website or relevant business, subject to any required notice and without reducing nonwaivable rights or releasing accrued liabilities by unilateral declaration. You may not transfer Website credentials, permissions, or these Terms without Company’s written consent, except where applicable law permits. A transfer does not override the Privacy Policy or data-transfer restrictions.

If a provision is invalid, it will be severed or narrowed only to the extent a court may lawfully do so, and the remaining provisions continue in effect. Section 24 contains specific rules for invalid arbitration provisions. The Protected Parties are intended beneficiaries of provisions expressly protecting them, but no other third-party rights are created unless required by law.

Nothing creates a partnership, joint venture, employment relationship, agency, fiduciary relationship, or authority to bind another party merely through Website use. Headings aid navigation and do not limit substance. “Including” is illustrative, not exclusive. Contract notices follow Section 28 or the specific section concerned; ordinary electronic communications are not consent to formal service of process.

No rule of construction requiring interpretation against the drafting party applies to these Terms. An electronic acceptance of these Terms, including a click or typed name where prompted, has the same effect as a handwritten signature under the federal E-SIGN Act, the Texas Uniform Electronic Transactions Act, and similar laws. The English-language version of these Terms controls over any translation. Company’s rights and remedies under these Terms are cumulative and in addition to any rights or remedies available at law or in equity.

28. Contact; notices; intellectual-property concerns

Broadview Capital - Legal / Website Contact
10500 Richmond Avenue, Suite 200, Houston, Texas 77042
Email: info@broadviewcapital.com
Telephone: +1 (832) 476-3550
Website contact form: www.broadviewcapital.com/contact

Identify the relevant website and purpose in your communication. Use the express email or mailing procedures in Section 24 for a dispute notice or arbitration opt-out. Use the Privacy Policy’s channels for a privacy request. These contact methods do not replace service of process or a notice method required by a separate agreement unless expressly accepted or required by law.

For an intellectual-property concern, identify the protected work or right, the specific allegedly infringing material and its location, your contact information, your authority to complain, and the factual basis for the concern. Include any statements or signature required by applicable law. A general legal contact is not represented as a registered statutory copyright agent; any separately designated agent and mandatory procedure will be identified where applicable. Do not submit a knowingly false complaint.